|
Profit &
Loss of
Punjab National Bank
| Profit & Loss |
| Rs. cr |
| Period and months |
2008/03 |
2007/03 |
2006/03 |
2005/03 |
2004/03 |
| INCOME |
| Net Operating Income |
15,925.65 |
12,104.24 |
9,791.12 |
9,712.63 |
9,617.34 |
| |
| EXPENSES |
| Material Consumption |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Manufacturing Expenses |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Personel Expenses |
2,461.54 |
2,352.45 |
2,114.97 |
2,121.23 |
1,654.06 |
| Selling Expenses |
23.31 |
18.03 |
20.15 |
19.16 |
10.85 |
| Administrative Expenses |
1,247.47 |
1,360.77 |
941.38 |
933.60 |
1,764.91 |
| Capitalised Expenses |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| |
| Cost of Sales |
12,463.19 |
9,754.16 |
7,993.89 |
7,527.10 |
7,584.81 |
| |
| Reported PBDIT |
3,462.46 |
2,350.09 |
1,797.23 |
2,185.53 |
2,032.53 |
| |
| Other Recuring Income |
231.62 |
186.67 |
131.54 |
470.69 |
4,154.99 |
| Adjusted PBDIT |
12,424.94 |
8,559.66 |
6,846.16 |
7,109.33 |
6,247.37 |
| |
| Depreciation |
170.23 |
194.80 |
186.65 |
183.28 |
181.45 |
| Other Write-offs |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| |
| Adjusted PBIT |
12,254.71 |
8,364.86 |
6,659.51 |
6,926.05 |
6,065.92 |
| |
| Finanical Expenses |
8,730.86 |
6,022.91 |
4,917.39 |
4,453.11 |
4,154.99 |
| |
| Adjusted PBT |
3,294.78 |
2,168.38 |
1,849.49 |
1,904.99 |
1,769.24 |
| |
| Tax Charges |
1,247.15 |
629.05 |
412.83 |
495.49 |
660.79 |
| |
| Adjusted PAT |
2,047.63 |
1,539.33 |
1,436.66 |
1,409.50 |
1,108.45 |
| Non-recurring Items |
1.13 |
0.76 |
2.65 |
0.62 |
0.24 |
| Other Non-cash Adjustments |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| |
| REPORTED PAT |
2,048.76 |
1,540.08 |
1,439.31 |
1,410.12 |
1,108.69 |
| |
| APPROPRIATIONS |
| Equity Dividend |
409.89 |
409.89 |
189.18 |
174.18 |
106.12 |
| Preference Dividend |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Retained Earnings |
1,584.73 |
1,250.57 |
1,223.60 |
1,212.46 |
988.97 |
|
|
Half
- yearly results |
| Rs. cr |
| year |
2008/09 |
2007/09 |
var |
2008/03 |
2007/03 |
var |
2008/03 |
2007/03 |
var |
| period |
1st Half |
1st Half |
% |
2nd Half |
2nd Half |
% |
Full Year |
Full Year |
% |
| |
| Sales Income |
8,788.89 |
6,749.10 |
30.22 |
7,515.92 |
6,142.69 |
22.36 |
14,265.02 |
11,537.48 |
23.64 |
| Other Income |
1,118.91 |
976.91 |
14.54 |
1,020.65 |
841.46 |
21.30 |
1,997.56 |
1,042.30 |
91.65 |
| Total Expenditure |
2,453.90 |
2,166.35 |
13.27 |
2,069.46 |
2,841.72 |
-27.18 |
4,235.81 |
4,387.74 |
-3.46 |
| Interest |
5,631.91 |
4,156.62 |
35.49 |
4,574.24 |
3,273.80 |
39.72 |
8,730.86 |
6,022.91 |
44.96 |
| Gross Profit |
2,350.26 |
1,290.37 |
82.14 |
2,218.13 |
1,839.01 |
20.62 |
4,006.24 |
3,230.64 |
24.01 |
| Depreciation |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
| Tax Charges |
602.50 |
439.49 |
37.09 |
807.66 |
201.06 |
301.70 |
1,247.15 |
629.05 |
98.26 |
| Extra Ordinary Items |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
| Reported PAT |
1,219.49 |
963.55 |
26.56 |
1,085.21 |
667.57 |
62.56 |
2,048.76 |
1,540.08 |
33.03 |
| Prior Year Adjustment |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
| Reswritten Back |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
0.00 |
0.00 |
NA |
| Equity Capital |
315.30 |
315.30 |
0.00 |
315.30 |
315.30 |
0.00 |
315.30 |
315.30 |
0.00 |
| Res and Surplus |
0.00 |
0.00 |
NA |
10,467.35 |
9,826.31 |
6.52 |
10,467.35 |
9,826.31 |
6.52 |
|
Key Financial
Ratios |
| |
2008/03 |
2007/03 |
2006/03 |
2005/03 |
2004/03 |
| Per Share |
| EPS |
64.98 |
48.84 |
45.65 |
44.72 |
41.79 |
| CEPS |
70.38 |
55.02 |
51.57 |
50.54 |
48.63 |
| Book Value |
341.98 |
321.65 |
287.79 |
248.93 |
176.81 |
| Dividend/Share |
10.00 |
10.00 |
6.00 |
3.00 |
4.00 |
| Operating Profit / Share |
109.81 |
74.53 |
57.00 |
69.32 |
76.61 |
| Net Operating Income / Share |
505.09 |
383.89 |
310.53 |
308.04 |
362.50 |
| Free Reserves / Share |
63.79 |
64.29 |
69.61 |
63.79 |
4.20 |
| |
| Profitability Ratios |
| OPM |
21.74 |
19.41 |
18.35 |
22.50 |
21.13 |
| GPM |
20.67 |
17.80 |
16.44 |
20.61 |
19.24 |
| NPM |
12.68 |
12.53 |
14.50 |
13.84 |
11.45 |
| RONW |
18.99 |
15.17 |
15.83 |
17.95 |
23.63 |
| |
| Liquidity ratios |
| Debt/Equity |
15.44 |
13.79 |
13.19 |
13.14 |
18.74 |
| Current Ratio |
0.29 |
0.39 |
0.39 |
0.25 |
0.40 |
| Quick Ratio |
9.40 |
11.10 |
10.69 |
5.98 |
7.05 |
| Interest Cover |
1.42 |
1.42 |
1.39 |
1.60 |
1.50 |
| |
| Turn Over Ratios |
| Sales/Total Assets |
-1.53 |
-1.95 |
-1.70 |
-1.07 |
-1.98 |
| Sales/Fixed Assets |
20.42 |
16.91 |
13.45 |
14.88 |
16.62 |
| Sales/Current Assets |
3.64 |
3.04 |
2.60 |
3.13 |
2.95 |
| |
| Miscellaneous |
| No of Days of Working Capital |
-235.49 |
-184.33 |
-211.64 |
-337.05 |
-181.67 |
| CAR |
13.46 |
12.29 |
11.95 |
14.78 |
13.10 |
|
